Irreplaceable is insurance designed for AI-driven job disruption — a monthly stipend that protects your income, funded retraining, and dedicated support to help you find a new role if AI changes yours.
Reshaping millionsFor most jobs it's not if AI will reshape their role — it's when, and whether they'll be ready for it.
Standard income protection was built for illness and injury. Redundancy pay is usually minimal and short-lived. None of it was designed for what's happening now. Irreplaceable was.
A claim isn't just a payout. It's a runway — money to breathe, time to retrain, and a recruiter on your side until you're placed again.
A predictable monthly payment for a defined period if AI materially changes your employment and income. Breathing room to think clearly about what's next — without dipping into savings or rushing into the wrong role.
Access to targeted learning that translates the experience you already have into roles that are growing. Not generic online courses — programmes vetted against where hiring is happening in your field.
Hands-on help presenting your experience for a changed job market: CV guidance, employer outreach, interview prep, and direct introductions to roles that match where your skills can take you.
A real worker, today
The pace of AI adoption is accelerating. What felt distant two years ago is happening inside companies today.
Major employers are already deploying AI across customer service, development, and knowledge work. The roles that change first aren't always the ones that were predicted.
Goldman Sachs Research estimates AI could expose 300 million full-time jobs globally to automation. The hit lands unevenly — some teams shrink, others vanish.
The best time to insure against a risk is before it materialises. Irreplaceable lets you do that — calmly, on a small monthly premium.
Four short steps. No phone call. No clinical exam. No surprises when you need to claim.
We use job-market and skills data to give you a clear view of your AI exposure — which specific tasks are most at risk and what's still well-protected.
Choose the monthly income support and the period of cover that fits your situation. We'll show you clear options with honest pricing — no upsell.
Track which capabilities are becoming valuable in your field, see the gaps, and keep an up-to-date plan for what to learn next — before disruption hits.
Redundancy, significant downgrading, or a material change in pay — you claim. We confirm eligibility quickly, then start your income payments, learning, and support.
Irreplaceable is for anyone whose job involves tasks AI is already reshaping — or could reshape in the next few years. You don't need to be certain your job is at risk. You just need to think of it as a real possibility worth protecting against.
It's especially relevant if you:
Tell us about your role. We come back with a monthly premium based on your job category and salary band — and a clear breakdown of what's covered. No phone call, no pressure.